
5 Life Essentials to Sort Out by Your 30s
Growing older is a strange thing. It’s both scary and exciting at the same time. So many people think they have to have their entire life sorted out by a certain age, but that isn’t the case. In fact, even when you’re eighteen, which is technically an adult, you are still a teenager!
It’s OK to still feel like a kid even in your twenties. Adult life has just started, after all. You can freely dedicate those years to partying, travelling, finding new jobs, quitting old ones, learning about relationships, and so much more. It’s a time for discovery!
That doesn’t mean you should push all responsibilities aside, though. Sure – it’s good to let your hair down and worry about tomorrow’s problems another day. However, there are certain life essentials that you should sort out before your thirties if you want a stress-free, healthier, and overall more fulfilled life. Here are five of them.
1: Life Insurance
If you are in your twenties, the chances are you haven’t given life insurance much thought.You should, though. Life insurance isn’t just for older people – it’s for everyone! After all, younever know what’s going to happen. Companies like Future Proof are a great place to start your life insurance research, asthey can help you find the best type of coverage. Remember, as you’re still young,you’ll get far better deals than you would if you were older, so hop on that opportunity whileyou can! Good life insurance coverage will cover all the essentials, like funeral costs andmortgage repayments, ensuring you protect any family you may leave behind.
2: The Start of Savings
Don’t worry if you don’t currently have any savings while you’re in your twenties (and congratulations if you do!). It’s normal to spend and splurge in your earlier years. Once you reach thirty, it’s time to start thinking about putting some cash to the side. Open a savings account and start building up some savings. That way, you always have something to fall back on, and you’ll be better prepared for your future retirement.
3: A Healthy Routine
Most teenagers don’t think too critically about their health. Your thirties are when unhealthy habits start catching up to you, though. You can’t drink alcohol like you used to, and those cigarettes you may have smoked in your early years might show through facial lines and a chesty cough. Before you start your thirties, it’s time to create a healthy routine – one that involves a varied diet, plenty of exercise, a skincare regime, and a reduction in bad habits. You’ll thank yourself in the future!
4: A Job You Enjoy
Most twenty-somethings work jobs they don’t particularly like. They might hop from bar to bar as a bartender or start an office role that doesn’t scratch their career-driven itch. Before your thirties, it’s time to start thinking about finding a job you enjoy, as discussed on Science of People. It’s not always about the money! You want a blossoming career that allows you to show up each day ready and eager to give everything you’ve got.
5: A Home You Love
Even if you don’t own a home yet, it’s good to have a place you can call home – one that you genuinely love arriving back to after a busy day. It might be a little apartment in a big city or a cosy terraced house that you rent with your partner. It doesn’t matter! As long as you decorate it to your tastes and feel comfortable inside, that’s what’s important. Ensure you have that before your thirties to feel stable and secure.
Known for her rainbow hair and dopamine dressing years before the trend…
Stephi LaReine is a 7-time award-winning Liverpool-based content creator, journalist, and digital storyteller—ranked among the Top 7 Lifestyle Blogs and Top 7 Luxury Fashion Blogs in the UK.
Since launching stephilareine.com in 2014, she has authored over 10,000 articles spanning fashion, beauty, health, lifestyle, music, and travel – building one of the UK’s most trusted and vibrant lifestyle platforms, with over 1 million annual readers.
With a background in trend forecasting, neurodivergent advocacy, and longevity research, Stephi brings a unique lens to every post – blending scientific insight with a soulful, poetic voice and a splash of cosmic, feminine joy. With a philosophy of loving loud, and meaning well.
A consistent Fashion Week insider, she has collaborated with leading global brands. As well as curating fashion collections for GAP and Boohoo, and contributed at international fashion weeks, wellness summits, and health optimisation forums.
She is a global ambassador for the location Hamburg, Germany, and has represented global music festivals as Music Festival expert for over 10 years.
Stephi is regarded as a leading voice in the intersection of women’s health in the past 5 years, including wearable tech, neurodivergent wellness, and longevity lifestyle – on a mission to help women live longer, wilder, more radiant lives. Her work has been featured in local, regional and worldwide press.
Her content is rooted in lived experience, personal ever-growing curiosity, and a relentless drive to empower women to take up space, explore the world boldly, and live life in full colour. Every article is a love letter to building a kinder, smarter, more soulful future.
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