The Mistakes St. Louis Car Accident Victims Make and Their Consequences
Car accidents can be shocking and overwhelming, especially when they happen suddenly.
In St. Louis, thousands of accidents occur every year, leaving victims unsure about what to do next. Seeking help from car accident lawyers in St. Louis can make a significant difference in navigating the aftermath.
Car accident victims in St. Louis can reach out to The Bruning Law Firm to handle the complicated process of seeking compensation. The firm has over 35 years of experience in handling personal injury cases and will strive to achieve the best possible outcome.
While some mistakes after an accident might seem small, they can have serious consequences. In this blog, we’ll explore the common mistakes made by car accident victims in St. Louis and the problems these mistakes can cause.
1. Not Calling the Police
One of the most common mistakes is not calling the police to report the accident. Some people think it’s unnecessary for minor accidents, but this is a critical step.
Consequences:
- Without an official police report, it becomes difficult to prove what happened.
- Insurance companies may doubt your claim, delaying or denying compensation.
Always call the police, even if the accident seems minor. The report they file can protect you later.
2. Admitting Fault
In the heat of the moment, some victims apologize or admit fault, even if they are not to blame. This can happen out of habit or because they are shaken up.
Consequences:
- Admitting fault can be used against you by insurance companies.
- It might reduce or eliminate the compensation you deserve.
Instead, stick to the facts when talking to others at the scene or authorities. Avoid making statements about blame.
3. Not Seeking Medical Attention
After an accident, some victims skip medical care if they don’t feel pain right away. However, injuries like whiplash or internal damage can show up hours or days later.
Consequences:
- Untreated injuries can worsen over time, leading to long-term health issues.
- Insurance companies may argue that your injuries were not caused by the accident if you delay treatment.
Always see a doctor after an accident, even if you feel fine. A medical report is vital for your health and your case.
4. Failing to Gather Evidence
At the accident scene, victims often forget to collect important evidence, such as photos, contact details, and witness statements.
Consequences:
- Without evidence, proving your side of the story becomes challenging.
- You might miss critical details that could strengthen your claim.
Take photos of the vehicles, license plates, road conditions, and any visible injuries. Also, get the names and contact information of witnesses.
5. Trusting Insurance Companies Too Much
Insurance companies are not always on your side, even if they seem friendly. Their goal is often to settle claims for as little money as possible.
Consequences:
- You might accept a low settlement that doesn’t cover all your expenses.
- Important details about your claim might be overlooked.
Before talking to an insurance company, consult a car accident attorney to understand your rights.
6. Settling Too Quickly
Many accident victims rush to settle their claims, especially if they need money for medical bills or car repairs. However, early settlements may not account for future expenses.
Consequences:
- You might miss out on compensation for long-term medical needs or lost wages.
- Once you accept a settlement, you can’t ask for more later.
Be patient and work with a legal professional to determine the full value of your case.
7. Not Hiring a Lawyer
Some victims think they can handle the claims process on their own, but legal cases can be complex. Insurance companies often have experienced legal counsel, putting you at a disadvantage.
Consequences:
- You might miss legal deadlines or important steps.
- You could receive far less compensation than you deserve.
An experienced car accident lawyer can guide you, handle negotiations, and ensure your rights are protected.
8. Ignoring Emotional and Mental Health
Car accidents can leave victims with emotional trauma, such as anxiety or post-traumatic stress disorder (PTSD). Unfortunately, this aspect of recovery is often overlooked.
Consequences:
- Emotional distress can affect your work, relationships, and overall well-being.
- Without documentation, it’s harder to include emotional damages in your claim.
Seek support from a therapist or counselor, and document your mental health struggles as part of your case.
Conclusion
Car accidents are stressful, but avoiding these common mistakes can help you recover both physically and financially. Remember to stay calm, gather evidence, seek medical care, and consult a lawyer. By taking the right steps, you can protect your rights and get the compensation you deserve.
If you or someone you know has been in a car accident, don’t hesitate to reach out to an experienced attorney. They can guide you through the process and help you avoid these costly mistakes.